TERMS OF PARTICIPATION

Last Updated: September 27, 2021

AGREEMENT TO TERMS

By purchasing products or services from Kate White Ministries (herein referred to as “Kate White Ministries”, “Company”, “we”, or “us”) or accessing, using or participating in any activities on the https://www.katewhiteministries.com/ website (“Website”) or participating in the Program, you agree that You are at least 18 years of age and have read and agree to the following terms and conditions. The following terms and conditions, together with any policies and documents they expressly incorporate by reference (collectively, these "Terms of Participation"), govern your access to and use of the Website and participation in the Program, including any content, functionality and services offered on or through the Website, whether as a guest or a registered user.

Please read the Terms of Participation carefully before you use the Website. By using the Website or by clicking to accept or agree to the Terms of Participation when this option is made available to you, you accept and agree to be bound and abide by these Terms of Participation and our Privacy Policy, incorporated herein by reference. IF YOU DO NOT AGREE TO THESE TERMS OF PARTICIPATION INCLUDING ANY POLICIES INCORPORATED BY REFERENCE HEREIN, YOU MUST NOT ACCESS OR USE THE WEBSITE.

Supplemental Terms of Participation that may be posted on the Website from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Participation without notice at any time and for any reason. Changes to these Terms of Participation will be posted on the Website and the “Last Updated” date of these Terms of Participation will be updated accordingly. You waive any right to receive specific notice of such changes to these Terms of Participation. It is your responsibility to periodically review these Terms of Participation to stay informed of any updates. Your continued use of the Website after an update of these Terms of Participation will be deemed as consent to any such change to these Terms. You acknowledge and agree that by using the Website You are also subject to the Terms of Use posted as a link at the bottom of the Website. In the event of any conflict between the terms of these Terms of Participation or the Terms of Use linked at the bottom of the Website, the Terms of Use linked at the bottom of the Website shall govern.

The Website is intended for users who are at least 18 years old. Persons under the age of 18 are strictly prohibited from the use or access of the Website. When using this Website, you must provide accurate and complete information.

PROGRAM/SERVICE

Kate White Ministries agrees to provide Program, "Wounded To Worthy®" (herein referred to as "Program"). As a condition of participating in the Program, you agree to be bound by and to abide by all policies and procedures set out in these Terms of Participation, including those incorporated by reference.

As part of the Program, the Company shall provide the following to Client:

A Password Protected Program Area: The Company shall maintain a Program Area that will include video, audio and written lessons, worksheets, and other training and support information. You shall have access to this Program Area for as long as the Program Area exists. In the event that Company intends to close the Program Area, it shall provide clients with a 30 day notice and the ability to download the resources contained in the Program Area, which is what is referred to as "Lifetime Access" in our marketing materials.

Program Participant Facebook Group: The Company will create and maintain a closed Facebook group for students of the Program ("the Program Facebook Group"). The Program Facebook Group shall be open for a period of 8 weeks beginning May 24th, 2021. This is a community run group, meaning that students are encouraged to support each other. The Company employs a part-time Community Manager, who is responsible for overseeing the group and ensuring that it runs smoothly. Kate White will conduct live Question and Answer sessions 1 time per week inside the Program Facebook Group. At the completion of your 8 weeks of access to the Program Facebook Group, the Company shall automatically remove you from this group.

From time to time, the Company will offer bonuses to individuals who sign up for the Program. You will qualify for any bonuses offered at the time of your enrollment in the Program. Bonuses are not guaranteed to be available for the entire lifespan of the program and they vary depending on specific live and automated promotions throughout the year.

CLIENT REPRESENTATIONS

By using the Website, you represent and warrant that: (1) all information you submit will be true, accurate, current, and complete; (2) you have the legal capacity and you agree to comply with these Terms of Participation; (3) you will not access the Website through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Website for any illegal or unauthorized purpose; and (5) your use of the Website will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete this may be grounds for disqualification from the Program.

FEES

In consideration of Your access to the Program, you agree to pay the following fees:

In our Beta Launch of the program, You may “choose what you pay” between a single founding member payment (due immediately upon enrolling into the Program) or 3 monthly payments. There are several options starting at the normal price for this program of $397 down to $19.97. The top 3 prices offer a payment plan option.

If you select a payment plan, you must pay the initial monthly payment immediately upon enrolling into the Program and then your selected payment method will be automatically charged the following 2 payments on a monthly basis.

If you opt for monthly payments, you will remain responsible for those payments unless you obtain a refund according to the Program's Refund Policy set forth below. You may not cancel or avoid these payments except through the Refund Policy. In the event that any payment is not made, the Company shall immediately suspend your access to the Program.

METHODS OF PAYMENT

If You elect for the payment plan, You hereby authorize the Company to charge your credit card or debit card automatically according to the terms set forth in the Fees section above.

Regarding recurring payments and outstanding invoices: If all eligible payment methods we have on file for you are declined for payment of your monthly fee, you must provide a new eligible payment method promptly or your program access will be removed.

If you do not request a refund within the terms of the program with the required coursework at the time of your refund request, you are required by law to complete the remaining payments of your payment plan and you understand that your membership will automatically continue and you authorize us (without notice to you, unless required by applicable law) to collect any and all outstanding receivables, using any eligible payment method we have on record for your account.

REFUND POLICY

This program is only as effective as the work you put into it. That's why we want to give you every opportunity to get started and work the process. We want you to be satisfied with your purchase, but we also want you to give your best effort to apply all of the strategies in the course within our refund timeframe. The Company provides a 30-day money-back trial period for the Program. That money-back trial period is governed by the following terms:

In order to qualify for a refund, you must submit proof that you did the work in the course up to that point, and it did not work for you.

By the end of 30 days from the start of the course, you will have received access to the first two Modules and an additional week to do the homework.

In the event that you decide your purchase was not the right decision, within 14 days of the first module being released, contact our support team at [email protected] and let us know you"d like a refund by the 30th day at 11:59 EST. You must include your coursework with your request for a refund. If you request a refund and do not include your coursework by the 30th day, you will not be granted a refund.

The work that you need to submit with your request for a refund includes ALL of the following items:

Requirement 1: Complete and attach your work from Module 1 (Lessons 1-3) on personal barriers to healing, including your doubts, fears and questions of God and your reflections on the scriptures provided.

Requirement 2: Show your work from Module 2 (Lessons 1-3)including any barriers to forgiveness that you’ve uncovered. This would include any lies you’ve believed or vows, judgments and fears you’ve made as a result of the wounds you’ve encountered.

Requirement 3: Tell us why this course was not a good fit for you. What did you expect that you did not get once inside the program?

With the additional implementation week allowed within the refund policy timeframe, you should have time to do a thorough first pass through the homework and truly begin to gain understanding and see some breakthrough BEFORE making a final commitment.

If you don’t feel totally confident and encouraged at the progress you are making and see firsthand that this course will truly be life-changing for you, just show us you’ve put in the work and we’ll refund your investment.

We will NOT provide refunds for any request that come in more than 30 days after the course start date . After day 30, all payments are non-refundable and you are responsible for full payment of the fees for the program regardless of whether you complete the program.

Please note: If you opted for a payment plan and you do not request a refund within 30 days, with the required coursework at the time of your refund request, you are required by law to complete the remaining payments of your payment plan.

Upon determining that you are entitled to a refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds.

If you receive a refund of any purchase through this money-back trial period, that shall immediately terminate any and all licenses granted you to use the material provided to you under these Terms of Participation. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation: video recordings, audio recordings, forms, membership areas, social media groups limited to paying members, and other resources.

All refunds are discretionary as determined by Kate White Ministries. To further clarify, we will not provide refunds for requests made after the 30th day from the date the course officially starts and all payments must be made on a timely basis.

If you have any questions or problems, please let us know by contacting our support team directly. The support desk can be reached at: [email protected].

CONFIDENTIALITY AND PRIVACY POLICY

The Company respects the privacy of its Clients and will not disclose any information you provide except as set forth in these Terms of Participation and the Privacy Policy. As a condition of participating in the Program, you hereby agree to respect the privacy of other Program participants and to respect the Company"s confidential information.

Specifically, you shall not share any information provided by other Program participants outside of the bounds of the Program unless you receive express written permission from such other participant to share the information. Similarly, the content of the Program contains the Company"s proprietary methods, processes, forms, and other information. If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password or other security information. You hereby agree not to share the information provided to You in the Program with anyone other than the Company, it’s owners and employees, and other Program participants.

Please review the Website’s Privacy Policy (“Privacy Policy”). By using the Website, you agree to be bound by the Privacy Policy.

NO TRANSFER OF INTELLECTUAL PROPERTY

All content included on the Website as part of the Program, including but not limited to text, graphics, video, audio, logos, images, PDF documents, diagrams and music as well as the compilation thereof, and any software used in the Program, is and shall remain the property of the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights (together with Trademarks, collectively the “Intellectual Property”).

The Company name, the Company logo, the Company slogan, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors (“Trademarks”). You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans in the Program are the trademarks of their respective owners.

Your use of the Website or participation in the Program does not result in a transfer of any Intellectual Property to You, and, as a condition of participation in the Program, You agree to observe and abide by all copyright and other intellectual property protection.

You are granted a single-use, non-exclusive, non-transferable, revocable license to access and use the Program content and resources. You hereby agree that You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found in the Program or the Website.

The Company content is not for resale. Your use of the Website or participation in the Program does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your individual use, and will make no other use of the content without the express written permission of the Company and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. You agree not to copy, reproduce, sell, license, republish, transmit, publicly display, publicly perform, upload, post, encode, translate, transmit, distribute, adapt, modify, create derivative works, or otherwise exploit for any commercial purpose whatsoever any part of the website, the content or Intellectual Property, without the express prior written permission of the Company. We do not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized herein.

You hereby agree that any infringement of the Company"s intellectual property shall result in an immediate termination of the license granted hereunder. To be clear, if you violate the Company"s intellectual property rights, your access to the Program will be terminated immediately, and you shall not be entitled to a refund of any portion of the fees.

INDEPENDENT CONTRACTOR STATUS

Nothing in this Agreement shall be construed to create a partnership, joint venture, employment, or agency relationship. The Company is agreeing only to provide Client with access to the Program, which provides education and information. The information contained on the Website and in the Program, including any interactions with the instructors, is not intended as, and shall not be understood or construed as, professional advice.

FORCE MAJEURE

The Company shall not be liable or responsible to You, nor be deemed to have defaulted or breached these Terms of Participation, for any failure or delay in fulfilling or performing any term of these Terms of Participation when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of the Company including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions or orders, war, invasion, or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, epidemic, pandemic, lock- outs, strikes or other labor disputes (whether or not relating to either party"s workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.

SEVERABILITY/WAIVER

If any term or provision of these Terms of Participation is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.

RELEASE AND WAIVER

You, on behalf of yourself, your legal heirs, executors, administrators, next of kin, successors, assigns, insurers, or legal representatives, knowingly, voluntarily, and expressly release, waive, discharge, covenant not to sue, and absolve Company and its owners, managers, officers, employees, contractors or agents, and holds harmless from any and all liability, claims, loss, damage, or expenses, including all liability for any injuries or damages, of whatsoever kind and nature, including bodily injury, death or property damage or loss that you or any person or entity associated with you may suffer or incur as a result of use of the Website or the Program and/or any information and resources contained in the Program. You agree that the Company shall not be liable to you for any type of damages, including direct, indirect, special, incidental, equitable, or consequential loss or damages for use of the Website or the Program.

NO WARRANTY

The information, software, products, and service included or available through the Program may include inaccuracies or typographical errors. Changes are periodically added to the information in the Program. The Company and/or its suppliers may make improvements and/or changes in the Program at any time.

The Company and/or its suppliers make no representations and warranties about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained on the Website or in the Program for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided !as is” without warranty or condition of any kind. The Company and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non- infringement.

LIMITATIONS OF LIABILITY

To the maximum extent permitted by applicable law, in no event shall the Company and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data, or profits arising out of or in any way connected with the use or performance of the Website or the Program, with the delay or inability to use the Program or related service, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through the Website or the Program, or otherwise arising out of the use of the Website or the Program, whether based on contract, tort, negligence, strict liability, or otherwise, even if the Company or any of its suppliers has been advised of the possibility of damages. Because some States or other jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to You. If you are dissatisfied with the Program or any portion of it, your sole and exclusive remedy is to discontinue using the Program.

NON-DISPARAGEMENT

The parties agree and accept that the only venue for resolving such a dispute shall be in the venue set forth herein below. The parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither Client nor any of Client's associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit, speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its programs, members, owner directors, officers, affiliates, subsidiaries, employees, agents or representatives.

ASSIGNMENT

Client may not assign these Terms of Participation without express written consent of Company.

MODIFICATION

Company may modify terms of these Terms of Participation at any time. All modifications shall be posted on the Kate White Ministries website and purchasers shall be notified.

TERMINATION

The Company reserves the right, in its sole discretion, to terminate your access to the Program and the related services or any portion thereof at any time, if You become disruptive to the Company or other Program participants, if You fail to follow the Program guidelines, or if You otherwise violate these Terms of Participation. You shall not be entitled to a refund of any portion of the fees and shall not be excused from any remaining payments under a payment plan in the event of such termination.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and third parties for any losses, costs, liabilities, and expenses (including reasonable attorneys" fees) relating to or arising out of your use of or inability to use the Website or the Program and related services, any user postings made by you, your violation of any terms of these Terms of Participation or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. The Company reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with the Company in asserting any available defenses.

RESOLUTION OF DISPUTES

You hereby expressly waive any and all claims you may have, now or in the future, arising out of or relating to the use of the Website and the Program. To the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only in the state or federal courts that are geographically nearest to Vancouver, WA.

DISCLAIMER

The Company's Privacy Policy and Disclaimer below are hereby incorporated by reference into these Terms of Participation. Except as modified by these Terms of Participation, each of those policies shall apply fully to your use of the Website and participation in the Program.

Client understands Kate White (herein referred to as "Consultant") and Kate White Ministries, is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, registered dietician, or financial analyst, psychotherapist or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not; (1) procure or attempt to procure employment or business or sales for Client; (2) perform any business management functions or advice with regard thereto; (3) act as a therapist providing psychoanalysis, psychological counseling, psychotherapy or behavioral therapy or provide any medical or mental health diagnosis; (4) act as a public relations manager; (5) act as a publicist to procure any publicity, interviews, write-ups, features, television, print or digital media exposure for Client; (6) introduce Client to Consultant"s network of contacts, media partners or business partners. Client understands and agrees that Client should not and will not rely on any statement provided by Consultant or any content on the Website as a basis for or form of medical or mental health diagnosis. Client understands that a business/professional relationship does not exist between the parties after the conclusion of this program. If the Parties wish to continue their relationship, they shall execute a separate agreement.

Every effort has been made to accurately represent the Program and its potential. The Website and the Program offered on this site are not associated, affiliated, endorsed, or sponsored by Facebook, nor have they been reviewed tested or certified by Facebook.

The information available on and through the Kate White Ministries website and said Program, Wounded To Worthy, is presented in summary form as a supplement to, and NOT a substitute for, the knowledge, skill, and judgment of qualified professionals, including but not limited to psychiatrists, psychologists, therapists, mental health counselors, physicians and health care professionals. This program offers tools that have helped many in their journeys to wholeness. That being said, mental health conditions are complex. People differ widely in their conditions and responses and it is the intent of the Program to offer additional support and resources, but not to replace professional services, offer diagnosis or treatment. Interactions with other conditions and treatments are best evaluated by a physical examination and/or consultation with a qualified clinician.

There is no guarantee that you will see lasting change or healing as a result of using the techniques and tools in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of healing. Results are entirely dependent on the person using our strategies, ideas and techniques. We do not position this product as a !fast track to healing” but as a learned process that, when applied consistently can provide effective tools to navigate the healing journey.

Any claims made of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, as well as your knowledge, support and various skills. Since these factors differ according to individuals, and we cannot control other external factors we cannot guarantee your success. Nor are we responsible for any of your actions.

Materials in our Program and our Website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as !anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential results or outcomes.

Any and all forward looking statements here or on any of our sales material are intended to express our opinion of potential outcomes. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else"s, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material

OUR COMMITMENT TO YOU

Unless otherwise noted, the Program comes with a 30-day trial period mentioned above, in which we provide you with the tools to work the process. As set forth more fully in the Disclaimer, you agree that the Company has not made any promises or guarantees about the results of participating in the Program or taking any action, whether recommended on this Website or by the Program or not. The Company provides educational and informational resources that are intended to help users of this Website succeed. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

GOVERNING LAW

These Terms of Participation and your use of the Website are governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law principles. The application of the United Nations Conventions on Contracts for the International Sales of Goods is expressly excluded.

CHANGES TO TERMS OF PARTICIPATION

The Company reserves the right, in its sole discretion, to change the Terms of Participation under which the Website is offered, to change or revise the products or services offered or available on the Website, and to change, suspend, or discontinue any aspect of the Website and we will not be liable to you or to any third party for doing so. The most current version of the Terms of Participation will supersede all previous versions. The Company encourages you to periodically review the Terms of Participation to stay informed of our updates. Your continued use of the Website after any changes will constitute your acceptance of any such changes.

If you do not understand or agree with any of these conditions, please do not order this material. If you require further clarification, please
contact [email protected]

© Kate White Ministries